How Car Loans Work
Oshawa Bad Credit Car Loans can get you approved for a vehicle loan, regardless of your credit history, in just 3 simple steps.
Let us help you drive away with the vehicle that you deserve.

1 Online Application
Simply complete our online application form and one of our representatives will contact you right away to discuss your car loan and how the process works. Our loans are secured with all major Canadian banks and credit unions to give you peace of mind. We always negotiate the lowest possible interest rate for our customers, and most applications are approved on the same day!

2 Vehicle Selection
We pride ourselves on our collection of over 7,000 brand new and certified used vehicles for our customers to choose from. Our cars are all inspected and tested to the highest standard so you’ll always find the car you need without compromising on quality. Following your car loan approval, our expert team will give you a range of cars to choose from that suit your personal and financial goals.

3 Vehicle Delivery
We offer a completely free vehicle delivery service anywhere in Ontario once your application has been finalized. Just tell our friendly team when and where you want your new car and we will deliver it straight to you. It’s as easy as that!
Ready to Apply?
Join Thousands of Canadian Drivers Who Trust Oshawa Bad Credit Car Loans
Apply For a LoanServicing All of Oshawa
Become a part of the Oshawa Bad Credit Car Loan family and get approved for a car loan in Oshawa today!
Why Choose Oshawa Bad Credit Car Loans?
Oshawa Bad Credit Car Loans can get you approved for a vehicle loan, regardless of your credit history. Our process is quick, easy, and honest. We will always work for our clients and not for the bottom dollar.
Let us help you drive away with the vehicle that you deserve.
Apply For a LoanNo Credit Turned Away
Choose From Over 7,000 new and certified used vehicles
Lowest Auto Loan Interest Rates Guaranteed
Zero Down Loan Options Available
Rebuild Your Credit Quickly
Award Winning Customer Service
Swap Your Car Within 30 Days